My wife and I are first time homeowners. While we expected a lot of work we hadn’t ever had to deal with before, the last thing we were thinking of when we finally signed the mortgage was the amount of paperwork the whole process would entail. Paperwork from the bank, paperwork from the real estate office, paperwork from the insurance company–even paperwork from the town! Our pile grows and grows. Now the first thing on our Home Goods Shopping List is a filing cabinet. “And here we thought we were going to want a new couch or a bigger TV first thing,” my wife laughed. Our main point of concern is our central heater. My wife and I moved in the fall–we thought it would be great not to have to move all of this heavy furniture in middle of a heat wave. While that part did work out, now we’re rushing to get our oil heater tanks filled before winter is upon us. In the meantime, I am doing all I can to make sure we don’t miss anything important in this paperwork. Just yesterday, I was reading over our homeowner’s insurance, making a to do list of all that was expected of us before we filed it away and forgot about it entirely. Funny how no one mentioned during the signing that we need to get the HVAC system inspected at least twice a year, and through the company our insurance firm uses! I had to quickly cancel our oil boiler tune-up for next week, only to call this other company to have them tune it up. If we don’t care for our oil boiler to the letter of this agreement, we won’t be insured should it totally break on us.